Private Pilot Checkride Past 100 hour inspection?
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There seem to be some differences of opinion as to whether or not a student pilot can use an aircraft that is out of 100 hour inspection for a checkride (in this case, a private pilot checkride).

Some say this is okay: the student is not actively receiving instruction and the examiner is not a paying passenger. See https://aviation.stackexchange.com/questions/52838/is-a-100-hour-inspection-required-for-an-aircraft-to-be-used-in-a-checkride

Some say this is not okay:  the student is still flying under the guidance of a CFI and thus rules about 100 hour inspections being required prevail. See https://www.faa.gov/about/office_org/headquarters_offices/agc/practice_areas/regulations/interpretations/Data/interps/2015/Greenwood-Fly%20By%20Knight%20-%20(2015)%20Legal%20Interpretation.pdf.

The formal opinion of the FAA's lawyers overrides some informal discussion on the Internet. I wouldn't do it. It's too risky to bust a checkride for this. Does anyone here have a thought?
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The answer would depend on whether the checkride is being conducted under a Part 141 school's examining authority by its own check airman or conducted by an independent DPE under Part 61.  In the first case, 141.39 is operative, and the 100-hour must be current.  In the second, only 91.409 applies, and that does not require a 100-hour since the DPE isn't an instructor provided by the school and it is not "training.".